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  Union Super Salary Account (USSA)


USSA is a unique product packaged to suit the salaried class, with salient features as under:

  • Employees of any Corporate, Institution, Business Organisation, Govt. Dept., etc. with employee strength of minimum 15 and minimum net monthly salary disbursement not less than Rs.1.50 lacs, can open USSA with us.

  • Net salary of an individual can be below Rs10000/-, but the average monthly salary  size of the employees of the Organisation should be Rs10000/- or above. 

  • Minimum 15 employees should open account with us at entry level .

  • Comprehensive Welcome Kit, containing International Debit Card, Internet Banking (Union e-Banking) PIN, Phone Banking (Union Dial) PIN and Multicity Cheque Book, is provided to the USSA holder at the time of opening. The Welcome Kit facilitates the USSA holder Any Where/Any Time Banking of his choice, as under:-
  • ATM Banking 
    Net Banking 
    Phone Banking 
    Branch Banking

  • USSA holder can use his Debit Card at over 1200 Union Bank ATMs at various locations in India, free of cost.

  • USSA holder can also access,free of cost ,  around 32000 ATMs of other Banks, for cash withdrawals in India.

  • USSA holder can also access over 1 million ATMs, globally, bearing VISA logo

  • USSA holder can transact through internet (Union e-Banking) from his place of residence/work or anywhere, any time.

  • USSA holder can, by dialling the telephone numbers specified, enjoy the benefits of phone banking (Union Dial).

  • USSA holder can use his multicity cheques for cash withdrawals/ payments at any Union Bank branch located in all prime centres in India.

  • USSA holder can avail SMS Banking services for his account.

  • USSA holder can avail RTGS/NEFT/Intersol transfers absolutely free.

  • USSA holder can apply for an overdraft facility to the extent of 90% of the net salary credited in the previous month, subject to a ceiling of Rs 50000/-, which will be considered at the discretion of the Bank.
  • USSA can be opened with Zero Balance.
  • USSA Opens doors for a wide range of additional financial services, such as Retail Loans (Home, Vehicle, Comfort), Insurance (life/non-life), Mutual Funds, Demat, Online Trading etc., subject to usual terms.
  • Union Bank of India reserves it’s right to change/alter/withdraw the terms and conditions of the scheme.