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Govt. Saving Schemes
Sukanya Samridhhi Scheme

Who can open the account:

A natural/ legal guardian on behalf of a girl child

Age Limit

Till a girl attains an age of 10,  


Maximum number of accounts:

Upto two girl children or three in case of twin girls as second birth or the first birth itself results in three girl children


Minimum and Maximum Amount of Deposit:

Min. Rs.1,000/- of initial deposit with multiple of one hundred rupees thereafter with annual ceiling of Rs.1,50,000/- in a financial year


Tenure of the Deposit:

21 years from the date of opening of the account


Maximum period upto which deposits can be made:

15 years from the date of opening of the account


Interest on Deposit:

As notified by the GOI, compounded annually with option for monthly interest pay-outs to be calculated on balance in completed thousands.


Tax Rebate:

As applicable under section 80C of the IT Act, 1961


Irregular Payment/ Revival of account:

By payment of penalty of Rs.50 per year alongwith the minimum specified amount per year



50% of the balance lying in the account as at the end of previous
financial year for the purpose of higher education, marriage after attaining the age of 18 years


Premature Closure:

Allowed in the event of death of the depositor or in cases of extreme compassionate grounds such as medical support in life threatening diseases to be authorized by an order by the Central Government.
In case of marriage of Girl Child, above age of 18 years, the account can be closed by providing an affidavit and relevant proof of marriage.

NOTE: As this is a Govt. of India scheme, customers are advised to visit http://www.sukanyasamriddhiaccountyojana.in/ for latest instructions/ modification in the scheme


In case of difficulty, contact our Customer Care at: 1800-22-22-44

I am a defense pensioner dependent on your sector 29, NOIDA branch drawing pension for more than 12 years.
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