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 | | Link To: Union Monthly Plus |
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| Union Gold Loan |
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| Features | | | | Forms & Documents | | | | FAQs | | |
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| UNION GOLD LOAN |
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| Union Gold Loan provides alternate source of credit to needy farmers as well as individuals. |
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| Eligibility:- |
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| All individuals are eligible to avail loan under this scheme. |
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| Quantum of loan:- |
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Priority sector -- Need based /Project based.
Consumption loan -- Up to Rs.2, 000/-.
Non-priority sector - Up to Rs. 2.00 lakh. However, up to Rs.5.00 lakh may be permitted on special cases
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| LENDING RATE:- |
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| The lending rate of the Union Gold scheme is Rs.1800 per gram of gold ornaments of 22 carats or 80% of appraised value of gold, whichever is less, subject to periodical revision by the Bank on the basis of gold price. |
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| Rate of Interest:- |
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| Please contact the nearest Union Bank branch for details |
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- D.P. Note
- Pledge of Gold ornaments.
- Appraisers� valuation report.
- Letter of Continuity in case of CC/Overdraft facility.
To download the application form, please click here
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| 1. What is the maximum loan amount? |
| The maximum loan amount is Rs. 5 lakh. |
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| 2. How will the gold be valued? |
| The approved gold jewel appraiser of the bank will verify the purity of the gold and also ascertain the exact weight, and then the gold will be valued accordingly. |
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| 3. What is the processing charge for this scheme? |
| There are no charges for loans sanctioned for Agriculture purposes. |
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| Product Testimonial |
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| Quick Links |
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 | | Link To: Union White Card |
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