• To make small and marginal holdings economically viable.
• To bring fallow lands and waste lands under cultivation.
• To step up agricultural production and productivity.
• To increase the income of share croppers, tenant farmers, small and marginal farmers.

• Small and Marginal Farmers as defined by NABARD for this purpose Share croppers/Tenant Farmers.
• The farmer should have adequate surplus income from his production activities on the land being financed and other income to repay the Bank loan with interest.

• Area of the land to be purchased.
• Its value in the market.

(For the purpose of valuation of land, for fixing the quantum of finance, the price indicated by the borrower may be crosschecked with the Registrar/Sub-Registrar of the area).

Quantum of loan will include land purchase cost, development cost and cultivation expenses.

Up to Rs. 1,00,000/- - Nil

Above Rs.1,00,000/- - 10% to 15%.

• Mortgage of purchased land.
• Hypothecation of crops/assets.

• Purchase of land permitted within the village boundary or in a radius of 3 to 5 kms from the existing land owned by the farmer
• The purchased land should be used for agricultural purposes/establishing allied activities and the farmers should take up the project implementation without any delay after purchase of land
• Complete details of the project proposal should be submitted to the branch
• The land to be purchased should be free from any encumbrances

• D.P. Note
• Hypothecation Agreement
• Mortgage of purchased land

To download the application form, please click here