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Long Term Credit
KISAN TATKAL SCHEME
Kisan Tatkal Scheme
KISAN TATKAL SCHEME
 
Purpose:

  • An instant credit, for farming community to meet the emergency requirements for Agriculture and Domestic purposes for tiding over temporary difficulties.
  •  
    ELIGIBILITY
    • Individual farmers /joint borrowers (not exceeding 4 farmers) who are existing Kisan Credit Card (KCC) holders having satisfactory track record of atleast two years.
     
    Type of Loan:
     
    • It shall be single transaction Term loan limit Loan repayable within 3 years.
     
    Quantum of loan Ceiling
     
    • Minimum limit: Rs. 1000/Maximum limit: Rs. 50000 /- (Subject to ceiling at 50% of KCCS limit/ 25% of annual income)
     
    Security:
     
    • Existing securities obtained for KCC to be continued. No additional securities to be obtained even if the combined exposure of KCC plus proposed Kisan Tatkal Scheme) exceeds the present cut-off ceiling of Rs-1 lakh-
     
    Repayment:
    • 3-5 years in half yearly equal installments
    • The loan is to be cleared in full if a fresh/enhanced limit is sought the subsequent year based on revised KCCs limit
     
    Rate of Interest:
     
    I Anup Kumar Das, Son of Late Jiban Krishna Das, residing at Vill.- Paschim Nandabhanga, P.O.- Bakhrahat, P.S.- Bishnupur, Dist.- South 24-Parganas, West Bengal
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