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 | | Link to: Saubhagya MicroCredit |
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| Union Pragati |
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| Features | | | | Forms & Documents | | | | FAQs | | |
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| UNION PRAGATI :- |
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| Objective :- |
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| Union Pragati solely intends the progress of women. It is designed to meet the financial requirements of women Smart Card holders covered under financial inclusion project, towards meeting their business, consumption needs. It is also an initiative to free them from the clutches of moneylenders. |
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| Eligibility :- |
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- Women of low income group.
- She should be a Smart Card holder.
- Age between 21 to 59 years.
- Has regular income not seasonal & are in the business/ occupation for at least 1 year.
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| Quantum of loan :- |
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| Minimum loan amount of Rs. 8,000 and maximum loan amount is Rs. 10,000. Loan amounts can be considered as per the requirement, and repayment capacity of the beneficiary. |
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| Margin :- |
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| Nil. |
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| Security :- |
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| DP Note (SD-21C)
Guarantee from four Smart Card holders
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| Rate of Interest :- |
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| Please click here to know our latest rate of interest.
Please click here to know our latest service charge.
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| Repayment :- |
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| For both the amounts, repayment period is 50 weeks. |
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- DP Note (SD-21C)
- Group mutual guarantee form
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| 1. Is it an individual loan or a group loan? |
| This is a group loan. |
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| 2. Is there any insurance facility available with this scheme? |
| An insurance coverage of Rs. 20,000 to borrower & her spouse will be given along with this scheme. The borrower has to pay Rs. 160 per year for this insurance coverage. |
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| Product Testimonial |
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| Quick Links |
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 | | Link to: Union White Card |
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