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 | | Link to: Saubhagya MicroCredit |
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| Union Bhagya |
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| Features | | | | Forms & Documents | | | | FAQs | | |
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UNION BHAGYA
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| Purpose :- |
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| Union Bhagya is a short term loan on revolving basis for smart card holders. This helps to meet their various occupation related financial needs. |
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| Eligibility :- |
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| To avail the loan, the smart card holder should have made at least 10 transactions in his/her account or transacted for a period of one month, whichever is later. |
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| Quantum of loan :- |
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| Minimum loan amount of Rs.3000/- and there after in multiples of Rs.3000/- up-to maximum loan amount of Rs.12000/- can be availed. |
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| Margin :- |
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| Nil. |
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| Security :- |
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| Nil. |
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| Interest :- |
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| Please click here to know our latest rate of interest. |
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| Repayment :- |
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| Short term duration of 7/14/21/28/35 weekly installments. |
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| Application form, DP Note, Reference |
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| 1. How will the slab of loan be decided? |
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| The slab of loan will be decided based on the need and repayment capability of the borrower. Say Rs.3000/- is minimum ticket size for hawkers of perishable goods and Rs.9000/-is minimum ticket size for hawkers of non-perishable goods. |
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| 2. How frequently will the loan be given? |
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| Frequency of disbursement of loan will depend upon the repayment. After successful repayment of the initial loan, the borrower will be considered for subsequent loans. |
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| Product Testimonial |
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| Quick Links |
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 | | Link to: Union White Card |
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