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Accounts
Union Flexi Plus Savings Deposit
Features Other Features Forms and Documents
This deposit scheme has integrated features of the Savings Deposit and Fixed Deposit. Through this scheme, you can enjoy the benefits like liquidity and ease of operation of savings account and higher returns on surplus funds like fixed deposits. The details of the scheme are as under:
 
Union Flexi Plus Savings Deposit (SBNFP)
Parameters Proposed Features
Name of Product Union Flexi Plus Savings Deposit
Eligibility All Savings Account holders who are eligible to open Savings Bank Accounts.
Minimum Balance in SB Rs.10,00,000/=
Sweep Out amount
  1. Minimum of Rs.5,00,000/= and in multiples of Rs.5,00,000/=.
  2. Max Sweep out amount Rs.9.90 Crores per week per customer.
  3. Maximum amount in flexi fixed deposit Rs.100 Crores per customer
Periodicity of Sweep out Weekly
Sweep in amount Minimum of Rs.5,00,000/= and in multiples of Rs.5,00,000/= (LIFO)
Period of Term Deposit 46 Days to 90 Days
Max. Sweep Out amount Limit and ROI Maximum amount in flexi fixed deposit Rs.100 Crores. Any surplus amount will continue to remain in the Savings account.
Free Benefits
  1. Unlimited Cheque Books.
  2. No NEFT/RTGS charges
  3. No minimum balance charges
  4. No Cash Deposit Charges up to Rs.50 lakhs per month (Base/Non Base Branch).
  5. No remittance charges through DD/PO
 
Rate of Interest
As applicable to Savings Bank Deposit and Fixed Deposit in force from time to time. Interest will be paid on a quarterly basis on the Fixed Deposit and credited into Savings Flexi deposit account.
 
 
I Anup Kumar Das, Son of Late Jiban Krishna Das, residing at Vill.- Paschim Nandabhanga, P.O.- Bakhrahat, P.S.- Bishnupur, Dist.- South 24-Parganas, West Bengal
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