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Digital Banking
Cheque Deposit Machines
 
Features

To increase banking automation and provide more comfort to customers, Bank has installed CDMs at selected branches and e-Lobbies. The CDMs are self operated without intervention of bank staff. The machines accept the cheques and also provides additional facility of account name /number verification for credit to the correct account. CDMs have gained popularity as cheques can be deposited even after bank working hours.

Cheque Deposit Work Flow

  1. When application starts welcome screen shown to the customer along with the instruction for "Touch the screen to proceed".

  2. After clicking the welcome screen customer will be asked to enter Account No.

  3. After entering the correct account number "Please wait" screen will be displayed and in background entered account number is validated.

  4. On the successful response from the Core, Name and account number is displayed on the screen.

  5. On confirming the above beneficiary details, customer has to enter the Cheque Amount .

  6. On the valid amount entry, customer will be asked to enter a cheque.

  7. On successful reading the MICR line from the cheque, a confirmation screen will be displayed showing all the cheque details.

  8. Only for successful transaction, receipt will be presented to the customer.

  9. Customer will ask whether to deposit more cheques in same account.

  10. Thank you screen will be shown to the customer.
 

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