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Executive Directors : CMD & EDs

Shri Arun Tiwari
Chairman and Managing Director


Shri Arun Tiwari assumed the Office of the Chairman and Managing Director of the Bank on 26th December, 2013. Born on 1st July, 1957, Shri Tiwari is an M.Sc (Chemistry) and has also done a course in Computer Programming.

Shri Arun Tiwari started his career in Bank of Baroda as Probationary Officer in 1979. He has worked in almost all key segments of Banking, in various capacities – at Branches, Zonal Office, and at Corporate Office as General Manager – MSME & Wealth Management, Whole sale Banking. His tenure in the Bank spanned various geographies of the country and overseas centers at Kuala Lumpur and Singapore, as Chief Executive of the respective territories. Shri Tiwari also headed Greater Mumbai Zone of Bank of Baroda, in the rank of General Manager.

On his elevation as Executive Director, Shri Tiwari assumed the Office of Executive Director at Allahabad Bank from 18.06.2012 and handled the portfolios of CREDIT, Credit Monitoring, HR, IT, Risk Management, Finance & Accounts, Inspection, Vigilance and Branch Expansion & Support Services.

Under aegis of World Bank Shri Tiwari did a Study Assignment in USA and Europe for export oriented Small Scale Industries in India. He has undergone many trainings and courses at various prestigious institutes, like Arthur D’Little, Boston, USA, Kellog School of Management, Northwestern University, Chicago, Indian School of Business, Hyderabad, NIBM, Pune, Bankers’ Training College, Mumbai, Indian Institute of Technology, Mumbai, etc.

He was a Director on the board of All Bank Finance Ltd. Presently he is one of the Directors on the Board of General Insurance Corporation of India (GIC Re).


Shri K. Subrahmanyam,
Executive Director

Shri K. Subrahmanyam has assumed charge as Executive Director of Union Bank of India on 21-Jan-2013. Born on 15th July 1955, Shri Subrahmanyam is Graduate in Commerce and a Gold Medalist from Berhampur University, Orissa. In his Banking career, in Indian Overseas Bank, spanning of over three decades, he held various positions across the country as well as overseas. His last posting was as General Manager in charge of Bank’s MSME portfolio. Shri Subrahmanyam joined Indian Overseas Bank as Probationary Officer in 1975. He served as Branch Head at Bank’s major branches in Hyderabad, Ahmedabad and Mumbai. He was the Regional Head of Kolkata and Vijayawada region between 2006 and 2008. He was posted overseas as Chief Executive of Bank’s Singapore Operations between September 2008 and August 2010. Shri Subrahmanyam is an avid reader and an ardent admirer of Carnatic music.


Shri. Rakesh Sethi

Executive Director

Mr Rakesh Sethi, born on 28.06.1956, is a B.com, LLB and Diploma holder in Personnel Management. He is a Certified Associate of the Indian Institute of Banking and Finance. He has vast experience of 35 years in various facets of banking with Bank of India. He has been a branch head of very large/exceptionally large and foreign branches of Bank of India and has worked extensively inthe Credit Department at Regional office / Zonal office of the bank. He was also the Zonal manager, Chandigarh zone covering branches of Himachal Pradesh, Haryana and Chandigarh.

As a General Manager, he headed the National Banking - South comprising all the six zones of entire Southern India having 565 branches. He also headed the Retail Banking division and Marketing Department at Head office and has been a member of various committees includingALCO, CORM, Investment Committee of the Bank.

Mr Sethi has worked at different centres in India includingFaridabad, Karnal, Chandigarh, Patiala, Indore, Jabalpur, New Delhi, Mumbai, Goa and Chennai.

Over and above his domestic banking experience, Mr Sethi has had three foreign postings to his credit at Jersey - Channel Islands, Zambia and lastly as General Manager andChief Executive of European operations of Bank of India.

During his tenure in Bank of India his core areas have been Retail/MSME and International Banking with a focus on increasing the bank’s share in the customer wallet. Touring different places very close to nature in India and abroad is his hobby.

He was elevated to the position of Executive Director of Union Bank of India on 5th August 2013 and since then he has been overseeing operations in Treasury both domestic and forex, Retail Banking & Marketing, Transaction Banking & Third Party Products Distribution; Personal Banking & Operations; Government Business with emphasis on outreach and customer service, Corporate Communications - to promote both product and corporate image, Central Audit & Inspection Dept. with focus on control aspects, Policy formulation relating to credit loans, retail, collateral, etc.


Shri. Kishor Kharat

Executive Director

Shri Kishor Kharat has assumed charge  as Executive Director  of Union Bank of India on 10th March 2015.  Born on  4th Sept. 1958, Shri Kharat is a graduate in Commerce, CAIIB and Law.  He also holds an Executive Diploma in Management.  In his banking career,  in Bank of Baroda, spanning over more than three decades, Shri Kharat has got varied exposure which includes  Credit Administration, Foreign Business, Information Technology and general administration in India as well as overseas.

Shri  Kharat  established a foreign subsidy of Bank of Baroda in Trinidad & Tobago, West Indies and headed the same as Managing Director for more than three years.  He was a founding member in the formation of India Trinidad & Tobago Chambers of Commerce & Industry.  His other foreign assignment was at Sharjah (UAE). 

His last posting was as General Manager, Financial Inclusion Vertical, where he has been the key driver of major FI initiatives for taking forward both the Bank and Government of India, he is passionately working towards an Inclusive growth of the Country.  He was also looking after the Corporate Credit in the Bank’s Corporate Office and also headed Corporate Finance Services, Hyderabad.

Shri Kharat is an avid reader and an admirer of nature.

I am a contractor and maintain Current Account with your Branch since the Branch was opened.
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